Hong Kong, September 9, 2026 — Real-world asset (RWA) investment platform Oria today unveiled its product strategy centered on Oria.xyz. Oria.xyz is Oria's digital asset investment platform for individual users, offering U.S. dollar-denominated investment products backed by yield-generating real-world assets, and integrating account registration, identity verification, product subscription, and portfolio tracking into a single interface for one-stop management. Eligible users can start investing with as little as $100, and may also qualify for new-user and referral rewards, subject to campaign terms and conditions.

As part of this strategy, Oria is continuously strengthening its connections with licensed financial infrastructure and wallet distribution channels: the company has established an institutional business partnership with EX.IO and has integrated its wallet-native dApp (decentralized application) into Bitget Wallet. Going forward, Oria plans to expand ecosystem collaborations with licensed digital asset platforms, wallets, stablecoin service providers, infrastructure partners, and other distribution channels.

"Stablecoins have made holding and transferring dollar assets more convenient, but barriers remain when it comes to evaluating investment opportunities," said Michael, Head of Marketing at Oria. "Through Oria.xyz, we aim to streamline the investment process, giving users clear visibility into the underlying assets and product structures of each investment."

Investment Products Backed by Real-World Assets

Oria connects digital assets with investment opportunities underpinned by real economic activity. Its credit investment strategy leverages a decade of consumer finance operational experience, covering asset origination, pricing, and risk management.

The underlying assets of Oria's investment products include Mexican consumer credit receivables managed by Revnoc Operaciones, S.A. de C.V., a SOFOM (Sociedad Financiera de Objeto Múltiple, a Mexican multi-purpose financial company). Oria's credit strategy employs a senior/subordinated structure: the asset originator retains a subordinated tranche, which absorbs losses before senior investments are affected.

This structure requires the asset originator's subordinated tranche to bear the initial losses of the portfolio first, thereby aligning the originator's interests with those of investors. Specific terms, risk factors, expected returns, and liquidity arrangements for each product will be disclosed separately and may vary by product.

Oria adopts a tokenized fund structure with on-chain verification, allowing fund holdings and related cash flow records to be audited on-chain. Users can access product information via Oria.xyz and view holdings and investment performance after completing registration.

Dual Access: Account-Based Platform and Wallet-Native Interface

Oria.xyz serves as the primary platform for users who prefer a guided, account-based investment experience. Meanwhile, Oria is progressively rolling out a wallet-native dApp version to serve users seeking direct access to investment opportunities through their digital wallets.

The wallet-native interface complements Oria.xyz and will support connections with wallet providers, distribution partners, and additional on-chain investment opportunities in the future. Together, the two interfaces reflect Oria's product philosophy of catering to diverse user preferences and varying levels of digital asset literacy.

Institutional Partnership: EX.IO Account Opening and Initial Subscription Completed

Oria has completed institutional account opening at EX.IO, a virtual asset trading platform licensed by the Hong Kong Securities and Futures Commission (SFC). In the initial operational workflow, Oria converted USDT into US dollars via EX.IO and subscribed to TKUSD—the tokenized Class T shares of the Taikang Kaitai US Dollar Money Market Fund.

This transaction demonstrates a viable pathway connecting stablecoin liquidity with regulated tokenized investment products through licensed third-party infrastructure, aligning with Oria's long-term goal of building practical bridges between digital assets and traditional financial products.

Oria operates under a compliance model anchored by licensed partners: any activity requiring regulatory authorization—including virtual asset trading, currency exchange, custody, product distribution, or asset origination—is conducted by qualified institutions, subject to their account-opening reviews, user eligibility, and jurisdictional requirements. The regulatory status of any third-party institution applies solely to the services that institution itself provides and does not constitute the granting or transfer of any regulatory license to Oria.

Beyond partnerships with licensed entities, Oria is also advancing its own licensing roadmap: Oria already holds a Cayman Islands fund license and is in the process of applying for a Cayman VASP (Virtual Asset Service Provider) license. The VASP license is issued by the Cayman Islands Monetary Authority (CIMA) under the Virtual Asset (Service Providers) Act, with only seven licenses granted in the Cayman Islands to date—recognized as one of the most prestigious and stringently gated regulatory credentials in the global digital asset industry. Applicants must satisfy rigorous capital, governance, and AML/CFT compliance requirements before being authorized to conduct virtual asset-to-fiat exchange, virtual asset transfer, and custody services in the Cayman Islands. For Oria, once the VASP license is secured, the platform will evolve from "relying on licensed partners" to "holding its own license," directly delivering virtual asset services under international regulatory standards and providing stronger compliance assurance for institutional and individual users. The application is currently in progress, with the final outcome subject to Cayman regulatory approval.

"Our goal is to combine a seamless user experience with trusted institutional infrastructure," said Michael. "The partnership with EX.IO is an important step in our exploration of connecting stablecoins with regulated investment products in a more efficient and compliant manner."

Wallet Ecosystem: Integration with Bitget Wallet

Oria's native in-wallet dApp has been integrated with Bitget Wallet, allowing users to discover Oria directly within the wallet and connect to its on-chain applications. This integration preserves the native in-wallet investment experience while expanding Oria's reach among self-custody (private key self-held) users.

This integration focuses primarily on dApp discovery and wallet connection functionality. When accessing Oria products, users remain subject to Oria's product terms, risk disclosures, smart contract interaction rules, and eligibility requirements.

Looking ahead, Oria plans to establish connections with more wallet providers, licensed digital asset platforms, stablecoin ecosystems, and distribution partners. These collaborations are expected to further expand product reach, enhance asset connectivity efficiency, and provide eligible users with more opportunities to participate in RWA investments. All subsequent partnerships will be launched following the completion of commercial, technical, compliance, and security reviews.

Exploring Payments and Cross-Border Remittance

Oria is exploring the addition of payments and cross-border remittance as potential new services for its investment platform, aiming to connect the holding and investing of digital dollars with transfer and everyday spending scenarios. These services remain part of Oria's overall product strategy, with specific launch timelines, service scope, and available regions to be announced separately in due course.

"Our long-term goal is to enable users to hold, invest, and use digital assets within a single, interconnected product experience," Michael added. "We will gradually make each service more accessible and user-friendly, achieving this goal step by step."

To learn more about currently available products, visit Oria.xyz or explore through the native in-wallet dApp.

About Oria

Oria is a real-world asset investment platform that offers individual users investment products backed by yield-generating real-world assets. Its investment approach leverages consumer credit operational experience and structured credit investment capabilities, employing a tokenized fund structure that supports on-chain verification.

Through Oria.xyz and its dApp, Oria is committed to making real-world asset (RWA) investment products more accessible and easier to understand.

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