On August 25th, YZi Labs officially announced the full lineup for Season 4 of the EASY Residency. As its flagship incubation program for early-stage founders in Web3, AI, and biotech, this season saw 24 early-stage companies selected, with each receiving a $500,000 investment.
This season spanned 10 weeks, starting with a virtual launch and culminating in an offline gathering in Bhutan for the founders. The core focus of this season was on the next-generation global financial infrastructure — from stablecoin payments and on-chain forex to institutional-grade market structure, privacy, credit, and AI-native execution.
The selected teams explored and built around the following themes:
· Stablecoin Payments and Cross-Border Settlement
· On-Chain Forex, Credit, and Neo-Banking
· Institutional Liquidity and Market Making Infrastructure
· Digital Asset Privacy, Compliance, and Financial Operations
· AI Agents, Financial Intelligence, and Automated Execution
· On-Chain Finance Consumer- and Enterprise-Facing Interfaces
· AI-Native Security and Creator Infrastructure
YZi Labs stated that the Season 4 lineup embodies its vision for global payments, on-chain markets, and "agentic finance": more programmable, more localized, more compliance-focused, and truly embedded in day-to-day financial workflows.
Below are the 24 selected companies and brief descriptions:
Aile: Permissionless On-Chain Forex Layer for Regional Stablecoins
Through an intent network, enables competing solvers to aggregate liquidity from forex brokers, DeFi pools, and issuers' minting/redeeming channels, creating a deep order book and achieving on-chain atomic settlement.
Alloco: From Market Viewpoints to On-Chain Investment Products
Building an institutional-grade on-chain ETF issuance platform covering real-world assets, market strategies, and thematic opportunities. From hedge fund strategies to tokenized pre-IPO exposure, packages complex assets into tokenized products, serving retail and institutional users.
D0: Local Payment Rail for On-Chain Finance
Assist on-chain transaction and investment platforms in emerging markets to accept local payment methods for deposits. For cryptocurrency to reach the next wave of users, deposit methods cannot rely solely on crypto rails and cards; integrating local payments will become a core infrastructure.
De¹: Real-Time Execution-Based Financial World Model
Build an on-chain financial world model that connects a real-time market intelligence layer with simulation and real-world execution. As disclosed, it currently processes over $800 million daily, covering 200+ institutions, 1000+ liquidity sources, and 40+ chains.
ElfomoFi: Prop-AMM Infrastructure for the EVM Market
Through Prop-AMM, connect professional market makers, liquidity providers, and traders to bring CEX-level pricing to the chain. Market makers can distribute liquidity to mainstream DEX aggregators and solvers, while LPs can access delta-neutral market-making strategies through a public treasury and private liquidity networks.
Facto: Middleware Enabling On-Chain Balance for Everyday Payments
Users can directly spend from an interest-bearing stablecoin balance without the need to transfer or pre-fund funds. Its API connects institutional balances with payment service providers and handles authorization and settlement.
FinTax: Accounting, Tax, and AI Infrastructure for Digital Asset Finance
Builds encrypted accounting, tax, and compliance infrastructure for enterprises, financial institutions, and governments. As digital assets mature, operational standards will become market fundamentals, and FinTax is creating this financial backend layer.
Kravata: Latin America's Regulated Stablecoin "Last Mile" Infrastructure
Provides a single integrated entry point for banks, fintech, telcos, and enterprises embedding stablecoin accounts, deposits/withdrawals, custody, payment, and yield services. By managing regulatory requirements, banking relationships, liquidity, and compliance, it helps partners efficiently launch stablecoin services.
Liquorice: Inventory Credit Layer for Intent and RFQ Market Makers
Enhance capital efficiency for intent and RFQ market makers. Market makers can instantly borrow from a shared pool only at the time of winning a solver auction, eliminating the need to lock funds in multiple wallets.
Meddcom AI: AI-Driven Personalized Preventive Health and Longevity Platform
Integrate longevity diagnostics, continuous monitoring, and treatment. By utilizing 100+ blood biomarkers, epigenetic tests, and data from 100+ interconnected devices, it transforms fragmented health data into dynamic records that support proactive health management.
Nara: The Programmable Credit Layer for Cross-Border Payments
Enables fintech firms to access and repay liquidity around the clock. Financing premiums are pooled into NaraUSD—a liquidity composability savings product designed for stablecoin-native credit stacks.
Neutral Trade: Tokenizing Hedge Fund Strategies via Custodial Infrastructure
Bringing professional trading strategies on-chain, connecting capital allocators with seasoned traders. It has reportedly processed over $2.1 billion in deposits, establishing a structured bridge between institutional strategy design and broader market participation.
Nexroute: On-Chain Trade Execution Infrastructure to Enhance Execution Quality
Transforming BNB Chain's leading MEV expertise into DeFi execution layer. Providing competitive quotes on BSC, becoming a leading resolver for CoW Swap and OKX DEX Aggregator+, reducing sandwich attacks, and returning extracted value to trading venues and chains.
Nxos: A New Banking Stablecoin for Cross-Border Trade
Serving businesses operating between traditional finance and crypto, from importers and exporters to Web3 companies paying fiat suppliers. Integrating fiat and stablecoins into a unified account, eliminating the need to manage separate bank accounts, OTC desks, and self-custody wallets.
Primus: The Confidential Infrastructure for Institutional On-Chain Finance
Building a privacy layer for institutional finance on public chains, enabling private, verifiable, and compliant activities. Not replacing existing rails but enhancing them with privacy capabilities, starting from the Confidential Vault and gradually expanding to institutional workflows such as payments, payroll, and treasury.
Roostoo: The Qualification Layer for AI Trading Agents
Creating a reinforcement learning agent factory, training thousands of quant models covering crypto perpetuals, stocks, commodities, and forex. Continuously screening top agents through a real-time competition platform, deployable to DEXs and custodians.
SmartX: The Personalized Social Trading in On-Chain Markets
Enabling verifiable, personalized, and actionable on-chain social trading through real position verification, AI signal matching, and one-click execution. The greater opportunity lies in the trader economy: valuable insights can be monetized, and contributors can share platform-sponsored rewards.
Spectrum: Crypto to Fiat Settlement for Web2 to Web3 Transition
Facilitate the routing of crypto assets to native banking for card transfers through a 24/7 settlement core, reducing friction from crypto to fiat. Built by TradFi veterans with over 20 years of experience, aiming to bypass weekend bank closures, secure better exchange rates, and minimize settlement delays and freeze risks.
Surgepay: Bill Payments for Global Indian Diaspora
Enable overseas Indians to directly pay domestic bills via WhatsApp, settling in rupees at the mid-market rate on a stablecoin track, with a target settlement time of under two minutes. In one of the world's largest remittance corridors, create a recipient-first infrastructure extending from bank accounts to the bills themselves.
ViFi Labs: Decentralized Exchange Platform for Emerging Market Currencies
An on-chain forex venue improving capital efficiency for market makers to provide liquidity for emerging market currencies like Naira, Real, Peso. Payment companies and cross-border traders deposit USDC to instantly exchange at the oracle-anchored rate within seconds without pre-funding, while minimizing exposure to local currency risk.
xAPI: AI Agent's API Marketplace
Offering a single key for AI agents to discover, pay for, and invoke APIs across the web. Agents can also independently publish APIs, allowing the market to autonomously grow without human intervention.
XHunt: AI-Native Creator Intelligence and Opportunity Infrastructure
Measure real creator influence and help creators translate influence into economic opportunities. The creator economy is increasingly data-centric, lacking not in more vanity metrics but in an intelligent layer that can identify contributions, distribution power, and monetization opportunities.
XStable: AI-Native Infrastructure for On-Chain Gold and Forex Trading
Bring leveraged gold and forex trading to the blockchain, combining global pricing, institutional liquidity, self-custody, and transparent settlement. Claiming a daily trading volume exceeding $100 million, the platform leverages AI-native capabilities for opportunity discovery, risk management, and execution.
Zerodrift: Agent-Based Security Infrastructure for Enterprise Software
Construct an agent-based security layer for evolving software environments. By embedding security engineers into the client environment, transform expert judgment into code, dedicated agents, and reusable workflows.
About YZi Labs
YZi Labs has a global AUM of over $10 billion. Their investment philosophy emphasizes "impact-first," believing that meaningful returns will naturally follow. The investment focus spans projects of all stages, with a preference for fundamentals-strong projects in the Web3, AI, and biotech sectors.
The portfolio includes 300+ projects across 25 countries on six continents. Notable projects include Trust Wallet, CoinMarketCap, Polygon, Injective, Ethena, SafePal Wallet, Better Payment Network, Aster, XAI (SpaceX), among others. Over 65 portfolio companies have participated in their incubation programs.
About EASY Residency
EASY Residency is YZi Labs' flagship global incubation program for early-stage long-term founders in the Web3, AI, and biotech space. The project aims to create a co-building community where builders can find like-minded peers, mentors, and investors.
Each season, selected startup teams from around the world come together to live and build collaboratively, culminating in a high-profile Demo Day that invites top investors and industry leaders.
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